We’re Building the Future of Digital Payments.
Rivocard is a globally accepted virtual Visa card designed to make online payments simple, transparent and accessible to everyone. One flat fee. Zero surprises. Accepted at 50 million+ merchants across 150+ countries.
Individuals, freelancers and businesses using Rivocard every day worldwide.
Accepted in over 150 countries wherever Visa online payments are supported.
Virtual Visa cards issued and actively used across our growing global user base.
Total transaction volume processed through Rivocard cards with zero purchase fees.
Making Payments Simple for Everyone
We set out to remove the confusion, hidden fees and complexity that defined online card payments — and replace it all with one simple, honest product.
Why We Built Rivocard
Most virtual card providers charge monthly subscriptions, per-transaction fees, foreign exchange markups, and a dozen other hidden charges that erode your balance without warning.
We built Rivocard differently. One fee of 5% when you load your card. That is the only charge you will ever see from us — everything else is free, always.
How Rivocard Came to Be
From a frustrating experience with hidden fees to a product used by over 100,000 people worldwide — here’s the Rivocard journey.
Our Core Values
These six principles guide every decision we make — from how we price our product to how we support our customers.
We publish every fee upfront — no fine print, no surprise charges. The 5% top-up fee is shown before you confirm every time. What you see is exactly what you pay, always.
Your card data and account are protected with 256-bit SSL encryption, real-time fraud monitoring, and instant card freeze capability — 24 hours a day, 7 days a week.
One flat fee. One virtual card. One clean dashboard. We strip away complexity so you can focus on spending — not deciphering fee schedules or billing statements.
We believe everyone — regardless of geography, nationality or banking status — deserves access to fast, reliable global digital payments. Rivocard was built for the world.
Cards issued instantly. Loads processed in minutes. Payments confirmed in seconds. We built Rivocard for the pace of modern life — no waiting, no delays, no bureaucracy.
Our support team is here 24/7 with real answers from real people. We measure success not by profit margins, but by how quickly and effectively we resolve your problems.
Your Security is Our Priority
We take the security of your card, data and funds extremely seriously. Every layer of the Rivocard platform is built and maintained to the highest security standards in the payments industry.
From the moment you create your account to every transaction you make, your information is encrypted, monitored and protected around the clock.
Ready to Experience Transparent Payments?
Create your free Rivocard virtual Visa card today. Load with crypto or bank transfer, pay one simple 5% fee, and spend freely at 50M+ merchants worldwide — with zero purchase fees and zero surprises.
Create My Free Card →